Business Credit Analyst

at  Macquarie Group Limited

Join our Commodities and Global Market’s Business Credit Team in Houston as a Junior Business Credit Analyst.
In this role, you will cover a portfolio of North American trading counterparties and actively communicate with the various trading desks to fully understand the risk nature of the transactions requiring analysis and approval. You will research, gather information and prepare credit review memos that are commensurate to the potential trade exposure and the credit quality of Macquarie’s counterparties. Traded products included will be North American physical and financial power, emissions, oil and natural gas.
Being a collaborative team member who builds open dialogue-based relationships will help you succeed in meeting with existing and potential clients as part of the due diligence process to gain a better understand of the client’s financial position and operations. You will utilize your persuasive communication skills (both written and verbal), combined with confidence when being challenged as you will liaise with the traders/marketers and respond to trading requests daily. Your ability to maintain accurate attention to detail, handle pressure and competing priorities in a deadline driven environment is critical to your success in this role.

Additional Responsibilities include:

• Trade documentation initialization, review and negotiation of credit risk and other risk clauses.
• Financial analysis and credit underwriting, including an understanding of complex corporate structures.
• Credit exposure calculation and credit limit management, including ongoing communication with the corporate credit group and senior business management to obtain timely trade approvals.
• Real time, on-going and self-initiated monitoring of counterparty and related industry developments including the annual review of existing credit limits.
• Proactively engage with business units and colleagues to understand underlying needs and opportunities and identify innovative solutions in a timely manner.

This role requires a bachelor’s degree and qualifications in Finance, Economics, Engineering, or other quantitative disciplines. Experience in broader credit risk analysis and possessing a high degree of ownership, delivery and timeliness are highly desired. North American energy trading market knowledge, although not required, would be beneficial to have.
The variety of work offers unmatched learning and development opportunities working with an established and experienced Credit team.
If you have 2-3 years of experience with credit risk in financial markets, possess strong numerical and analytical skills, and see yourself as having a high degree of initiative, achievement drive, and an inquisitive nature, apply today.

• Trade documentation initialization, review and negotiation of credit risk and other risk clauses.
• Financial analysis and credit underwriting, including an understanding of complex corporate structures.
• Credit exposure calculation and credit limit management, including ongoing communication with the corporate credit group and senior business management to obtain timely trade approvals.
• Real time, on-going and self-initiated monitoring of counterparty and related industry developments including the annual review of existing credit limits.
• Proactively engage with business units and colleagues to understand underlying needs and opportunities and identify innovative solutions in a timely manner