Commercial Banking - Portfolio Manager

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

U.S. Bank’s Commercial Banking group is one of the largest providers of financial solutions to middle market companies in the United States. We are looking for a top-performing Commercial Banking Credit Portfolio Manager (PM) to join our team.
Portfolio Managers partner with Commercial Banking Relationship Managers and product specialists to successfully manage all aspects of Commercial Banking credit relationships including underwriting, negotiation, documentation, and ongoing monitoring of financials/covenants, etc. We look to successfully grow revenue with regular prospect/client calls to add new credit relationships and retain/expand existing relationships.
Responsibilities include underwriting all types of credit exposure for middle market companies with revenue between $25 million and $1 billion, managing a large portfolio of existing credit relationships, successfully closing new credit relationships and expanding existing relationships, managing credit risk and compliance, responding to prospect/customer credit questions, and making client/prospect calls.

BASIC QUALIFICATIONS

• Master’s degree, or equivalent work experience
• 10 or more years of commercial banking experience

PREFERRED SKILLS/EXPERIENCE

• Extensive knowledge of commercial lending practices, applicable laws and regulations, credit quality standards, company and business line policies and procedures
• Strong financial statement analysis and problem-solving skills
• Strong relationship management / communication skills
• Extensive experience with underwriting, documentation, and ongoing monitoring for diverse credit products including working capital, equipment, and commercial real estate secured loans
• Experience in managing single bank and syndicated credit
• Ability to work effectively with individuals and groups across the company
• Well-developed written communication and verbal presentation skills
  If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la