Commercial Underwriter

at  Gulf Fraser

We are thrilled to share the exciting news that Interior Savings and Gulf & Fraser Credit Unions have merged to create a dynamic and unified financial institution—Beem Credit Union! As we embark on this journey together, we invite passionate and talented individuals like yourself to join us in shaping the future of banking excellence.
At Beem Credit Union, we believe in fostering a collaborative and inclusive workplace where innovation thrives, and every team member contributes to our shared success. By combining the strengths and values of Interior Savings and Gulf & Fraser, we provide unparalleled service to our members and create a positive impact within the communities we serve.
Join us in shaping the future of banking excellence! Interior Savings and Gulf & Fraser have merged to create Beem Credit Union. If you’re passionate about innovation, community impact, and a rewarding career, explore opportunities with us!

A LITTLE ABOUT YOUR QUALIFICATIONS

• Degree or diploma in finance, commerce or business administration
• 4-6 years’ experience in the financial industry including lending and/or loans administration
• Commercial banking and lending experience is preferred; experience with Real Estate/Land/Construction loans is a strong asset
• Knowledge of accounting/financial analysis and credit principles
• Proactive nature with the ability to identify business development opportunities
• Excellent communication, organizational and time management skills and sound judgment abilities

What you’ll gain:

• The starting salary for this position is: $63,500-79,000
• Extended health care, dental coverage and disability coverage.
• Favorable vacation benefits - paid time off to recharge!
• RRSP with Employer contributions, and the option to contribute yourself.
• Special banking perks - including mortgage and lending products.

At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do!

• Build Together: You are a team player who thrives on collaboration, sparks ideas, and fosters inclusivity.
• Own It: You are ready to take charge, drive change, and deliver outstanding results.
• Lead with Agility: You are a dynamic, adaptable thinker who thrives on challenge and innovation.
• Driven by Curiosity: You are eager to explore, learn, and shape the future.

Ready to join?
Visit us at interiorsavings.com/about-us/careers and gulfandfraser.com/careers to learn more about what it’s like to work for Beem Credit Union! If you like what you see, please submit your application online through the Apply button. We sincerely thank all applicants for their interest; however, only shortlisted candidates will be contacted for an interview.
We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage all qualified candidates to apply. We are committed to a fair and equitable hiring process for all candidates.

WHAT THIS ROLE IS ALL ABOUT:

The Commercial Underwriter is a key resource in Beem’s Commercial Lending team, supporting the team’s business growth and maintenance as well as the overall member experience. The incumbent is responsible for reviewing and analyzing commercial lending deals in accordance with regulations and best practices to maximize member satisfaction while minimizing risk to the organization. The incumbent also collaborates with the Commercial team as well as other department and branch employees to support Beem’s business and overall organizational objectives.

RESPONSIBILITIES

• Delivers loan products and services; collects and prepares documentation for credit applications and conducts initial financial analysis to determine appropriate debt terms with Commercial Account Managers.
• Reviews and prepares documentation for loan agreements and commitment letters and as required for progress draws.
• Conducts annual credit reviews and prepares administrative reports and market research.
• Prepares and follows up with member correspondence and inquiries.
• Ensures lending and collection compliance; assists with lending audit reviews and follow-up actions.
• Fulfils credit monitoring and compliance requirements including analysis of reports and financial statements.
• Supports pre-funding due diligence and security documentation completion and follow-up.
• Proactively identifies opportunities for retail and commercial sales and referrals.