Credit Analyst (agent) - Flow

at  Mitsubishi HC Capital Canada

Mitsubishi HC Capital Canada and its parent company, Mitsubishi HC Capital America, form the largest non-captive, non-bank commercial finance company in North America, constantly growing and transforming to contribute to a prosperous and sustainable future, creating social value through optimizing the potential of assets.
Joining Mitsubishi HC Capital Canada means becoming an integral part of an experienced team offering flexible commercial financing solutions adapted to the needs of Canadian businesses.
We stand out thanks to a collaborative culture focused on the well-being of our workforce, accountability and career development, open-mindedness, inclusiveness as well as positive leadership in our daily activities!
In addition, a sales team specializing in sustainable development and a community action committee allow us to make a significant social and environmental difference.

RESPONSABILITIES:

• Analyze the financial situation of applicants, their references, their degree of solvency and their ability to repay;
• Recommend or perform the approval or rejection of applications, according to the credit limit that has been authorized to you, ensuring compliance with company credit standards;
• Collaborate with colleagues for files exceeding their credit limit;
• Negotiate with the sales team;
• Conduct research to find out the value of guarantees;
• Conduct research about the clients to get to know them well;
• Communicate the decisions to the applicants (explain the reasons and submit alternatives as far as possible);
• Collaborate with different departments
• Participate in various projects;
• Any other related tasks that may fall under this position.

Please refer the Job description for details