Credit Analyst

at  Celtic Careers

CREDIT RISK ANALYST

Celtic Careers has partnered with a successful Lease company in Dublin 18 who are currently hiring a Credit Risk Analyst to join their growing team.
If you are ambitious, and looking for a challenging and rewarding opportunity, this could be for you.

KEY ACCOUNTABILITIES:

The main responsibility of the Credit Analyst is the execution of the necessary risk assessment appropriate to each customer and credit application type.
This includes evaluation of financial data, such as balance sheets and income statements to determine the level of default risk, including the calculation of financial ratios, interpreting results from decision-making and the preparation of a report to register the required audit trail.
You will perform the credit analysis, which includes KYC/CDD (Know Your Customer) elements and the update of rating or scoring and issue a credit opinion.
You are also responsible for registering new customers in a risk system.
You will make the credit decision and proceed to credit authorization.
You are responsible for regular rating and scoring update.

SOFT SKILLS:

• Communicate information that is timely, relevant, and tailored to each audience.
• Ability to manage diverse work and overlapping priorities.
• An open mind-set and willingness to learn.
• Excellent analytical skills, critical thinking, and the ability to identify problems and propose solutions.
• Process and detail orientation.

The Credit Risk Analyst is responsible for analysing credit data and financial statements to evaluate the risks associated with the counterparty’s creditworthiness. You will use a variety of analytical techniques to evaluate the risks associated with lending to consumers and corporate clients. You are also responsible for preparing reports consolidating information for use in decision-making.