Credit Analyst (Corporate Banking)

at  Hays

WHAT YOU’LL NEED TO SUCCEED

• Minimum a Bachelor’s degree in Finance or any related discipline
• Minimum 5-7 years’ relevant credit analysis experience
• In depth understanding of accounting principles and financial analysis skills
• Proficient in spoken and written English & Chinese to liaise with Chinese-speaking counterparties

YOUR NEW ROLE

Support the Corporate Banking Relationship Management team with all Credit, Portfolio Monitoring and Administrative Tasks. The job holder is required to maintain the highest levels of quality and service at all times.

You will need to:

• Create credit spreads and calculations on financial statements and related information for new to bank and existing clients using relevant systems and software.
• Performing comprehensive analysis of new credit requests, credit change requests, renewals and annual reviews in co-ordination with the Senior Relationship Manager in the Front Office.
• Preparation of various types of Credit Applications and related summary term sheets.
• Raising of waiver requests stemming from deviations from bank policies, standards and procedures (e.g., Wholesale Banking Policy, Credit Policy and standards, Credit / Legal Documentation Policy etc.) approved conditions and covenants (includes conditions precedent and subsequent).
• Structuring of credit facilities and related transactions.
• Building and maintaining a portfolio-wide database to capture the day-to-day management of approval conditions and agreed covenants.
• Ensuring Facility and Security documentation are prepared in accordance with credit approvals, Credit/Legal Documentation policy and Department procedures.
• Ensuring follow-up and satisfaction of conditions precedent and subsequent to facility utilisation.
• Tracking and reporting the status of conditions precedent and subsequent documents and highlight exceptions to line manager.
• Preparation of periodic reports as well as any MI reports for the department.

WHAT YOU NEED TO DO NOW

If you or someone you may know may be interested in this opportunity, please do contact me on the details below for more information or drop over an updated CV to my email at Nicholas.Liang@Hays.com.sg
Alternatively, if this job opportunity is not relevant to you, feel free to share across your updated CV to have a confidential discussion on the relevant openings based on your skill sets and expertise. At Hays, we value diversity and are passionate about placing people in a role where they can flourish and succeed. We actively encourage people from diverse backgrounds to apply.
EA Reg Number: R23118004
EA Licence Number: 07C3924
Company Registration No: 200609504