Credit Analyst (Corporate Banking)

at  Hays

Your new company
An Asian wholesale bank is looking for a Credit Analyst (Corporate Banking) to join their Singapore office.
Your new role
Support the Corporate Banking Relationship Management team with all Credit, Portfolio Monitoring and Administrative Tasks. The job holder is required to maintain the highest levels of quality and service at all times.

You will need to:

• Create credit spreads and calculations on financial statements and related information for new to bank and existing clients using relevant systems and software.
• Performing comprehensive analysis of new credit requests, credit change requests, renewals and annual reviews in co-ordination with the Senior Relationship Manager in the Front Office.
• Preparation of various types of Credit Applications and related summary term sheets.
• Raising of waiver requests stemming from deviations from bank policies, standards and procedures (e.g., Wholesale Banking Policy, Credit Policy and standards, Credit / Legal Documentation Policy etc.) approved conditions and covenants (includes conditions precedent and subsequent).
• Structuring of credit facilities and related transactions.
• Building and maintaining a portfolio-wide database to capture the day-to-day management of approval conditions and agreed covenants.
• Ensuring Facility and Security documentation are prepared in accordance with credit approvals, Credit/Legal Documentation policy and Department procedures.
• Ensuring follow-up and satisfaction of conditions precedent and subsequent to facility utilisation.
• Tracking and reporting the status of conditions precedent and subsequent documents and highlight exceptions to line manager.
• Preparation of periodic reports as well as any MI reports for the department.

Please refer the Job description for details