Credit Analyst
at Jobberman Third Party Recruitment
Lagos, Lagos, Nigeria -
Start Date | Expiry Date | Salary | Posted On | Experience | Skills | Telecommute | Sponsor Visa |
---|---|---|---|---|---|---|---|
Immediate | 24 Jun, 2024 | Not Specified | 25 Mar, 2024 | 3 year(s) or above | Communication Skills,Common Sense,Analytical Skills,Financial Statements | No | No |
Required Visa Status:
Citizen | GC |
US Citizen | Student Visa |
H1B | CPT |
OPT | H4 Spouse of H1B |
GC Green Card |
Employment Type:
Full Time | Part Time |
Permanent | Independent - 1099 |
Contract – W2 | C2H Independent |
C2H W2 | Contract – Corp 2 Corp |
Contract to Hire – Corp 2 Corp |
Description:
JOB SUMMARY
A leading player in the Other Financial Institution in Lagos state requires the service of credit analyst
- Minimum Qualification: HND
- Experience Level: Mid level
- Experience Length: 3 years
REQUIREMENTS:
- Bachelor’s degree or HND in any discipline.
- 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.
- Ability to effectively manage competing deadlines for projects with less supervision.
- Excellent written and oral communication skills.
- Strong math aptitude, organizational and analytical skills.
- Strong problem-solving and follow-up skills coupled with pragmatism and common sense
- Decision oriented with the ability to support with sound reasoning and logic
- Impeccable understanding of financial statements, ratios, and concepts
- Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
- Experience with use of credit administration or other banking application software
- Age range of 30 – 35 years is preferred
Responsibilities:
- Assess the creditworthiness of clients.
- Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
- Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
- Analyze credit applications and make recommendations to management for approvals.
- Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
- Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
- Attend meetings with Relationship Officers to structure appropriate facilities for customers.
- Monitor risk asset portfolio and ensure adherence to regulatory standard.
- Prepare and submit credit reports to management and regulators in timely manner.
- Adhere to credit policy and guidelines of the company.
- Perform any other function that may be assigned by the Head, Credit Department, Management and Board
- Achieve agreed financials targets (assets and liabilities generation) on a monthly basis
REQUIREMENT SUMMARY
Min:3.0Max:4.0 year(s)
Financial Services
Accounts / Finance / Tax / CS / Audit
Finance
Graduate
Any discipline
Proficient
1
Lagos, Nigeria