Credit Analyst

at  mkopa

WORKING AS A CREDIT ANALYST WITHIN OUR FINTECH REPAYMENTS AND PORTFOLIO GROUP OFFERS THE CHANCE TO COLLABORATE WITH COLLEAGUES BASED IN EUROPE AND AFRICA SOLVING REAL WORLD PROBLEMS THAT HAVE A HUGE SCALE OF SOCIAL IMPACT ACROSS AFRICA.

In contrast to other analyst roles at M-KOPA, that focus on understanding what did or will happen, the role of a Credit Analyst is to answer the “why did it happen” and “what should we do” questions. Which we bucket into three areas:

• Deep dives
• Testing ideas
• Modelling

This role requires a swiss-army-knife skillset as you will jump from one problem to the next and quickly adapt to different datasets, modelling paradigms and commercial contexts.
At M-KOPA we use the latest technologies and tools to build fantastic customer experiences with a socially and environmentally conscious mission that echoes throughout the organisation.

WHAT DOES DAY-TO-DAY LOOK LIKE AND HOW DO YOUR SKILLS COMPARE?

• Analysis of Digital Financial Services Data – end-to-end analytics workflow that includes defining critical metrics, experimentation, A/B testing, analysis, and building meaningful dashboards.
• Utilising - strong coding skills with Python to work with complex backend data.
• Squads - working closely with our Product and Analytics teams.
• Collaborating - very closely with our Analytics and Machine Learning engineers who are responsible for data orchestration and managing our machine learning models.
• Insights - delivering insightful presentations that help shape commercial decisions in our FinTech group.
• Problem Solving - advising and researching on complex business problems that affect our repayment cycles, staying up to date with industry trends and regulations.
  We have a data-driven approach to the incremental improvements of our products and services with a focus towards excellence.
  We foster a very low-ego environment at M-KOPA, a place where diversity, innovation and collaboration sit comfortably with commercial growth and social impact. Our teams prize psychological safety above everything.

• Deep dives
• Testing ideas
• Modellin