Credit Analyst

at  Prairie Centre Credit Union

A PASSION FOR THE PRAIRIES

The Prairies – our home and way of life. Prairie Centre was born on the prairies in 1993 as a result of a merger between five like-minded credit unions in the West Central region of Saskatchewan. Since then, 10 more branches have joined, making Prairie Centre the largest rural-based credit union in Saskatchewan.
Much like the members we serve, our determination, grit, and passion for the prairies is what helped us grow to a full-service financial institution; serving over 17,000 members, managing over $1.5 billion in assets, and employing over 160 people.

QUALIFICATIONS:

• Lending experience in consumer, commercial, and agriculture preferred, but will consider a combination of education and experience
• Agriculture industry knowledge and/or agriculture education is an asset
• Experience interpreting financial statements
• Strong analytical skills with attention to detail
• Ability to prioritize work requirements to meet deadlines and work within time constraints
• Excellent interpersonal, oral, and written communication skills with an aptitude for relationship-building
• Ability to work both independently and as part of a team

ALL CANDIDATES UNDER CONSIDERATION FOR EMPLOYMENT MUST SUCCESSFULLY UNDERGO A CRIMINAL BACKGROUND CHECK, CREDIT ASSESSMENT, AND OBTAIN A FIDELITY BOND TO MEET THE QUALIFICATIONS FOR THE POSITION.

For additional information on this opportunity, please contact Dallas McDonald, Vice President Credit, at 306-882-5575. To apply, please submit an electronic copy of your cover letter and resume on or before April 8, 2024, to: careers@pccu.ca.
We thank all applicants for their interest; however, only those candidates being considered for an interview will be contacted.

Reporting to the Vice President Credit, the Credit Analyst evaluates the creditworthiness of loan applicants by analyzing their financial information, credit history, and collateral. In this key role, the Credit Analyst will assess risk associated with extending credit and make recommendations on loan approvals or denials based on their analysis to ensure prudent lending practices and safeguard the financial stability of the credit union.

• Collaborative Credit Solutions: Work closely with internal stakeholders to assess credit needs and recommend appropriate solutions tailored to member requirements. Foster collaboration and open communication channels with internal teams to ensure alignment on member-centric solutions. Identify and propose credit solutions for commercial, agriculture, and consumer loans by conducting thorough financial analysis and data input.
• Data Management and Analysis: Complete financial analysis and meticulously input data related to commercial, agriculture, and consumer loans into internal systems. Provide support for loan portfolio analysis within the Credit Department, contributing to informed decision-making processes. Utilize analytical tools and methods to evaluate credit risks and opportunities effectively.
• Communication and Member Relationship Management: Maintain proactive and responsive communication with internal and external stakeholders to facilitate the determination of optimal solutions for members. Act as a liaison between internal teams and members, ensuring a two-way flow of information to address member needs effectively. Build and nurture relationships with members, gaining insights into their financial requirements and identifying opportunities for cross-selling additional solutions.
• Cross-Selling and Solution Identification: Proactively identify additional solutions that align with member needs, creating cross-selling opportunities to enhance member relationships and overall portfolio performance. Collaborate with internal stakeholders to develop strategies for effectively presenting and promoting additional member solutions. Continuously assess market trends and member preferences to anticipate and address evolving needs effectively.