Credit Analyst - Underwriting

at  MoneyMe

ABOUT MONEYME:

MONEYME is a founder-led digital lender and Certified B Corporation. We challenge the traditional ways of credit and simplify the borrowing experience with digital-first experiences that meet the needs of modern consumers. We offer a range of fast, flexible, and competitively priced products that span our customers’ credit lifecycle, including personal loans, credit cards, and car loans. We deliver unrivalled customer experiences powered by smart technology, speed and efficiency.
We are for ambitious Australians that expect more from life and the companies they engage with. We uphold a strong ethos of sustainability and hold ourselves accountable to the high standards of the B Corp movement. Our culture is energetic and driven, and we continually challenge the status quo… we’re nothing like your traditional finance institution. We have recently been certified as a B Corp and a Great Place To Work. We’re proud to have built a culture where people feel heard, cared for, and empowered to push boundaries. We wouldn’t be able to continually improve and grow as a company without our diverse and exceptional team.

Responsibilities for this position include:

• Manage the day-to-day business operations in customer support and underwriting
• Review and assess a broad range of complex credit applications
• Prepare, undertake and produce credit submissions
• Gather information and data required for credit submissions
• Ensure a smooth credit submission process
• Assess and approve credit submissions
• Conduct credit reviews
• Gathering information on all applicants
• Monitoring and improving customer communication, messages and channels
• Ensure MoneyMe maintains compliance with all legislation requirement

To be successful in this role you must have the following:

• Experience in a business lending environment (not essential but desired)
• Relevant Tertiary qualifications (degree preferred)
• Outstanding communication skills - Both Written and Verbal
• Ability to work autonomously, own and complete projects as well as multi-task
• Have a positive, inclusive and collaborative approach to work
• Passionate about providing outstanding customer service
• Ability to go above and beyond to help MONEYME clients and customers
• Have the confidence to challenge and strive for continual improvement
• Relationship builder with the ability to initiate and drive conversations
• Strong time management and organisational skill