Credit Operations T24 Officer

at  Ghana International Bank

Department: Credit Services
Accountable to: Acting Deputy Head of Credit Services
Direct Reports: None
Main Purpose of Job:
To support the Credit Services department with Temenos Transact credit-related activities. Supporting the Acting Deputy Head of Credit Services in setting up all the upgrade modules for the purposes of monitoring risk exposures, following process, and compliance with policies.

Key Result Areas:

• Loan Book Administration
• Exposure Management
• Client Limit Review
• Risk Participations / Booking and Accrual of Fees
• Record Keeping (For the below T24 Key Responsibilities)

Key Responsibilities / Accountabilities

➢ Temenos T24 Skills set for R21 and R22

• Check for notifications and advises daily on all delivery systems for any communication

and instructions and authorisations from customers, clients and agents.

• Prepare, investigate, and balance in a timely fashion the Customer Exposure Reports,

Overdrawn Accounts report, identify any anomalies and advise the HCO who will seek

remedial action from the respective departments.

• Day-to-day activities under Loan Book Administration – ensuring correct procedures and sign offs are met before disbursement of facility.
• Monitor Risk Participation and Loan Record Reports.
• Credit reviews and facility documentation.
• Ensure compliance with Credit policy, Operations Manuals and other related policies as

directed by the HCO.

• Review Correspondent Banking facilities.
• Monitoring of Financial Institutions and Corporate Customers.
• Check and monitor all facilities and conditions subsequent and follow all email and other communication trails.
• Investigate and escalate to the HCO of any anomalies or any issues.
• Daily check and attend to all reconciliations.
• Seek verification from the HCO before any entries or transactions passed are forwarded

on to Acting Deputy head who will forward to GM Banking Services for authorisation.

• Review Limits on Exposure reports, and ensure all limits are accurate and updated.
• Management Information reports.
• Any ad hoc projects including T24 Upgrade projects to test and report

Person Specification

Skills & Capabilities

• Applying time management skills daily to ensure timely production of reports and notices. Using initiative when processing transactions.
• Strong communication skills – verbal and written.
• Good attention to detail.
• Ability to work under pressure, working to tight deadlines.
• Strong analytical skills.
• Good interpersonal skills and a team player.

Experience

• Financial Services/Banking experience ideally within Credit Operations/Transactions or

related function

• Strong understanding of Loans, Loans administration, procedures, and process
• Record keeping and data management
• Understanding of Correspondent Banking

IT Skills

• Proficient user of Microsoft Word, Excel and PowerPoint.
• Proficient in use of Business Objects program for report running.
• Temenos T24 and data store / swift applications – preferable but not compulsory.

Please refer the Job description for details