Credit Risk Analyst

at  Altum Consulting

SKILLS & QUALIFICATIONS

• Master's degree in Finance, Business Management, or a similar field.
• A demonstrated knowledge of commodity markets and transactional analysis is preferred.
• Strong communication abilities coupled with a high level of motivation.
• Possesses a constructive mindset, unafraid to voice opinions or seek clarification.
• Adaptable and responsive, readily accommodating requests.
• Exceptional interpersonal skills and a customer-centric approach.
• Initiates tasks independently, demonstrating accountability and proactive behaviour.
• Meticulous organisational capabilities combined with a keen eye for detail.
• Resilient under pressure and adept at managing time constraints.
• Proficient in IT, particularly within a Windows environment; general IT affinity is advantageous.
• Willingness to travel and flexible work arrangements are prerequisites.
• British citizenship or possession of a valid UK work permit.
  If this looks like the role for you, please apply now!

• Monitor the group's credit risk limits and utilisation on a daily basis, taking action and following up on any breaches with the front office.
• Conduct thorough transaction and process analyses to ensure compliance with the Group's risk control standards.
• Compile credit files for the Group Credit Committee, including comprehensive financial assessments of counterparties for on-boarding, amendments/requests, and reviews.
• Serve as secretary in the Group Credit Committee, ensuring timely follow-up on decisions made and communication with Middle Office / Master Data.
• Generate periodic reports detailing the Group's credit risk portfolio and exposure.
• Contribute to process and IT enhancements aimed at strengthening the risk management control framework.
• Assist Group Risk Management in addressing other pertinent risk areas and participating in relevant projects.