Credit Specialist II

at  DLF Seeds Science

Get on our lawn! Join the DLF team!
DLF is a global seed company owned by a cooperative of Danish grass-seed farmers. As the global market leader, we provide grass and clover seeds to more than 100 countries. We’re a group of passionate, supportive people who look after our customers like we look after each other. In everything we do we act with respect, trust and integrity.
General Description: Review creditworthiness to determine the risk involved in extending credit.

JOB SUMMARY:

The Credit Specialist II is responsible for establishing customer credit terms, reviewing and approving credit applications, and maintaining customer credit files for both US and Canadian customers. They will also work with Sales staff to identify and mitigate risks associated with extending credit to customers. This role will have excellent communication skills and maintain composure when dealing with difficult customers and/or clients.

QUALIFICATIONS:

• Associates Degree or higher.
• 5+ years of similar experience in increasingly responsible roles.
• Experience analyzing financial statements, credit reports, and other financial data.
• Knowledge of credit industry regulations and compliance requirements.
• Excellent verbal, written, listening and interpersonal communication skills.
• Strong organizational, multi-tasking, prioritization skills and follow-up skills with attention to detail.
• Ability to manage multiple concurrent projects.
• Proficiency with Microsoft Office (Word, Excel, PowerPoint, Publisher and Outlook).
• Ability to perform detailed work with a high degree of accuracy.
• Strong analytical and problem-solving skills.
• Ability to build and maintain relationships with customers.
• Ability to work independently and part of a team.

• Enter, update, and retrieve information for credit applications for assigned business area.
• Ensure all approved applications comply with company requirements.
• Determine creditworthiness of applicants and degree of risk involved with extending credit using various means, including but not limited to, D&B reporting analysis, trade reference checks, bank reference checks, and financial statement review.
• Extend credit to customers within their limits of authority and approve credit inquiries.
• Timely database entry of clear and concise notes regarding customer communications, including documentation of credit decisions.
• Review daily orders on hold for reasons such delinquent balances, balances extending credit limits, and determine whether orders can be released, or consequently set expectations as to what actions items are necessary in order to resume shipping.
• Perform periodic analysis on assigned customer account portfolio, including root analysis to resolve problems in a timely manner.
• Proactive review for potential credit shortages to avoid delays in shipping.
• Develop effective and collaborative working relationships with Sales and Operations teams.
• Responsible for monitoring and maintaining assigned accounts.
• Support a collaborative team environment within the department and company.
• Other duties as assigned by Manager.