Credit Structurer

at  Bank Pictet Cie Europe AG succursale de Luxembourg

Pictet is an investment-led service company, offering wealth management, asset management and related services. We are a partnership of eight owner managers and our principles of succession and transmission of ownership have remained unchanged since founding in 1805.
Our purpose is to build responsible partnerships with our clients, communities, and the companies in which we invest, in order to safeguard and transmit wealth, of all kinds, in the service of the real economy.
With more than CHF 612 billion in assets under management or custody at 31 December 2022, Pictet is today one of the leading Europe-based independent wealth and asset managers.
The Group is headquartered in Geneva, where its activities began, and employs more than 5000 employees. With 30 offices, it is also present in Amsterdam, Basel, Barcelona, Brussels, Dubai, Frankfurt, Hong Kong, Lausanne, London, Luxembourg, Madrid, Milan, Monaco, Montreal, Munich, Nassau, Osaka, Paris, Rome, Shanghai, Singapore, Stuttgart, Taipei, Tel-Aviv, Tokyo, Turin, Verona, Shanghai, New York and Zurich.

YOUR TEAM

The Pictet Group is one of the world’s leading independent wealth and asset managers. Founded in 1805 and headquartered in Geneva, Switzerland, the Group is represented at 30 offices in financial centres worldwide, and currently employs over 5200 people. Pictet has been present since 1989 in Luxembourg, where it employs over 700 people.
Pictet Wealth Management (PWM) combines more than 200 years of Swiss banking heritage with global investment expertise. The Partner-owned financial service group offers a comprehensive service for wealthy individuals and families including discretionary and advisory investment solutions and family office services.
PWM is seeking to recruit a Credit Structurer for its Wealth Solutions unit. As a member of Credit Structuring team, your mission will be to support the Relationship Managers from our European Bank, regarding Pictet’s credit capabilities and service to Wealth Management clients. In this role, you will help RMs design appropriate credit structure for clients, prepare and present such credit requests for approval to the competent Credit Committees.

NOTE

We will not accept any CVs from agencies.
In accordance with the provisions of the Luxembourg law of 23 July 2016 amending the law of 29 March 2013, candidates may be required to provide an extract from their criminal record. This document, issued by the authorities, must not be older than three months. Such a document will be requested with the aim of carrying out a character check on candidates, bearing in mind the area of activity of our establishment and, more particularly, the tasks described in the job description.

You will be responsible for :

• Act as the credit specialist to structure and facilitate complex lending solutions
• Underwrite and execute both loan and derivative structures, perform high quality analysis, due diligence and credit presentations;
• Prepare and present such credit requests to the Business Credit Committee;
• Assess risk of complex credit structures;
• Monitoring of the credit conditions;
• Educate and train Relationship Managers on Pictet’ s Credit Policy, procedures and directives;
• In close collaboration with RM’s and Management, provide expertise and guidance on the Bank’s Credit policies;
• Present Pictet’ s credit capabilities and services to clients, as needed;
• Identify and develop new business opportunities for new and existing clients;