Digital Risk Reporting Analyst

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

The Digital Risk Reporting Analyst is critical in supporting U.S. Bank’s digital risk management and customer experience strategies, tactical execution and performance measurements. The role reports directly to the Digital Risk Analytics Manager within the Bank’s Chief Digital Organization (CDO). A successful candidate will have a demonstrated ability to query and analyze complex data, draw impactful insights and make recommendations that support the Bank’s digital risk control and mitigation strategies. This person will partner closely with fraud & risk professionals, peers in cross-business line analytics teams, Model Risk Governance (MRG), Enterprise Analytics, and other digital product managers. The scope of initiatives will encompass—at a minimum—new application identity proofing, enterprise money movement performance monitoring, peer-to-peer payments, digital authentication, model validation and monitoring, root cause analysis, key risk indicator (KRI) reporting, new product/feature design support and other control impact analyses.
This role requires adept quantitative analytical skills, along with a team-first approach and keen ability to develop strong working partnerships with internal and external stakeholders, highly effective communication skills with senior-level colleagues and management and the ability to work independently with a strong bias towards action and problem-solving.

PREFERRED SKILLS/EXPERIENCE

• Bachelor’s degree or equivalent work experience
• 6+ years applicable experience
• Strong problem-solving skills and ability to find solutions independently
• Expert quantitative analytical skills with commensurate ability to summarize and present insights to leaders
• Data Visualization: self-service dashboard development and proven ability to develop in Excel, PowerBI and Tableau
• 5+ years SQL and/or SAS experience; R / Python a plus
• 5+ years business intelligence analysis within banking, financial services, or related industry
• Proficient understanding of fraud, authentication, identity validation or other aspects of risk management
• Experience designing, measuring and reporting product or business line KRIs and/or KPIs
• Excellent presentation, interpersonal, written and verbal communication skills
• Enthusiasm for solving complex problems that mitigate risk while delivering a seamless customer experience
  If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

KEY RESPONSIBILITIES INCLUDE:

Supporting digital authentication risk strategy development and monitoring using business intelligence and insightful analysis

• Partner with Model Risk Governance to provide ongoing monitoring and validation of AI/ML models involving fraud, authentication, identity validation
• Partnering with Business Lines, Business Line Risk, EAA and EFRM to develop and track Key Risk Indicators (KRIs) for new digital products and features that present incremental operational risks
• KRI reporting and ongoing enhancements to ensure management of business line risk activities
• Developing design requirements for proof-of-concept work involving new digital products/features, or new risk controls (i.e., Champion-Challenger testing)
• Forecasting fraud, financial, and customer impacts due to changes in digital risk controls, rules, and capabilities
• Reporting automation through data visualization creation and iterative enhancements

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la