Financial Crime Team Leader

at  Capital on Tap

Running a business is hard, we make it easier. We provide an all-in-one business credit card & spend management platform, built for SMEs. Over 200,000 small businesses have spent more than £10 billion on their Capital on Tap Business Credit Cards.

THE ROLE

We are looking for a Financial Crime Team Leader to join our FinCrime team here at Capital on Tap, Cardiff. In this role, you will be responsible for overseeing a team of 8 to 10 direct reports, ensuring efficient operations and adherence to regulatory standards. Your primary focus will be on reviewing high-risk and suspicious financial activities, playing a pivotal role in safeguarding our customers and the integrity of our business.

RESPONSIBILITIES

• Conduct investigations on suspicious transactions, using in house systems and open source investigations to help protect the business from potential Money Laundering and Terrorist Financing risks.
• Provide consistent detailed rationales for decisioning alerts.
• Ensure transaction monitoring alerts are handled in accordance with procedures and meet standards for both quality and timeliness.
• Prepare high quality Suspicious Activity reports to the authorities concerned. (NCA & FINCEN).
• Act as a subject matter expert for financial crime escalations.
• Continuous reviewing of transaction monitoring capabilities and providing feedback to the wider financial crime leadership team on efficiencies to be implemented, including enhancement to existing rules.