Funding Operations Analyst

at  Prodigy Finance Limited

PRODIGY FINANCE - WHO ARE WE?

Prodigy Finance is a platform that delivers socially responsible financial services, making it possible for students from more than 150 countries to fulfil their dream of studying at the world’s top universities and schools by financing their international postgraduate studies whilst delivering competitive financial and social returns to alumni, institutional and private investors.
This borderless and innovative model enables education loan financing to students from across the globe whilst using predicted post-degree affordability rather than present-day salary. Since 2007, Prodigy Finance has extended over US$1.8 billion through the platform to fund over 35,000 students.
Prodigy Finance is fueled by impact investors and other privately qualified entities who invest in tomorrow’s leaders whilst earning a financial and social return. Prodigy Finance’s borderless lending model enables students to apply for a loan based on their future earning potential and not just their current circumstances and credit history.

QUALIFICATIONS AND EXPERIENCE

• 2 - 5 years of financial services back/middle office experience, ideally from a leading investment bank or asset manager
• Possess a relevant bachelor’s degree or equivalent qualification (finance, statistics, mathematics, accounting or economics)
• Strong data analytical skills in MS Excel
• Bright, motivated, energetic, independent, organised, creative, resilient, accurate, ethical
• Great communicator, people person, professional presenter, brand ambassador
• Must be adaptable to change and the fast pace of a dynamic Fintech company

WHAT WILL YOU DO IN THE ROLE?

Joining our Funding Planning and Analysis team, your work will involve managing our listed bond programme and assisting with the running of our bank warehouse facility operational activities.
You will be responsible for timely and accurate reporting to our bond investors and also preparing reporting for our structured credit facilities where required.
You will be responsible for conducting analysis as per lender requests from bond investors as well as for structured credit facility investors where required.
You will work with all parts of the business, gathering data and performing key analysis on our bonds and pipeline of loans. You will also interact with our bond investors on new bond issuances and queries.
You will be responsible for drawing down funds on a weekly basis from our lenders to disburse to students, where required.
There is a lot of depth to this role and exposure to capital markets and funding planning.

WHAT ARE SOME OF THE ROLES AND RESPONSIBILITIES OF THIS ROLE?

• Manage the listed bond programme as a whole, including monthly and quarterly bond processes (reporting, coupons), ensuring coupon calculations and transfers are accurate and that all reporting is sent timeously to investors and the paying agent
• Assist with monthly reporting (including regulatory EU/UK) and payment waterfall calculations across warehouse facilities and public asset-backed securitisation(s) timeously
• Assist with ad-hoc queries from facilities’ parties/stakeholders
• Assist with weekly and monthly funding drawdowns from the warehouse facilities
• Assist with operational processes associated with the facility documents (loan modifications, loan sales)
• Ensure lender requests are addressed promptly and comprehensively
• Ensure audit requests are addressed promptly and comprehensively