Intermediate Credit Analyst

at  ING Group

WHO WE ARE:

ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around
37 million customers, corporate clients, and financial institutions in over 40 countries. Our purpose is to
empower people to stay a step ahead in life and in business.
We have intermediate credit analyst (with 3 to 5 years’ experience) positions that offer an ideal opportunity
to gain exposure to a new, strategically important, and high-profile team within ING Wholesale Banking.
We are looking for experienced credit professionals who have in-depth experience in monitoring loan
covenants, financial spreading, risk rating, and credit reviews. The aim is to help shape the future processes
within lending support across the entire global ING Wholesale Banking network. The role would suit
candidates who want to begin or expand a career in corporate lending and credit analysis.

• Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public

and private companies and inputting the required data into various credit analysis systems.

• Screening the loan agreements and understanding the financial covenants applicable to the borrower.
• Preparation of various reports for lending teams across the globe for overdue ratings, covenants and

financials - we want to be able to proactively help the lending teams resolve any issues before they

may arise.

• Conducting background research independently to understand the broad drivers that guide various

sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in

an appropriate risk rating.

• You will tap into your credit, analytical, and technical skills while working collaboratively with your local

and global peers and management teams.

• You will work with engaged managers and have exposure to global teams across all areas of Wholesale

Banking (e.g., corporate, real estate, and financial institutions etc).
Job ID 10075039