Life Underwriter

at  State Farm

Overview:
We are not just offering a job but a meaningful career! Come join our passionate team!
As a Fortune 50 company, we hire the best employees to serve our customers, making us a leader in the insurance and financial services industry. State Farm embraces diversity and inclusion to ensure a workforce that is engaged, builds on the strengths and talents of all associates, and creates a Good Neighbor culture.
We offer competitive benefits and pay with the potential for an annual financial award based on both individual and enterprise performance. Our employees have an opportunity to participate in volunteer events within the community and engage in a learning culture. We offer programs to assist with tuition reimbursement, professional designations, employee development, wellness initiatives, and more!
Visit our Careers page for more information on our benefits, locations and the process of joining the State Farm team!

WE ARE LOOKING FOR CANDIDATES WITH THE FOLLOWING QUALIFICATIONS:

• Have experience reviewing/analyzing medical records
• Bachelor’s degree (preferred)
• Comfortable working in a fast-paced environment
• Familiar working with Microsoft Teams, Outlook and OneNote
• Regular and reliable internet connection/speed. At least 15 Mbps or higher download speed and 5Mbps or higher upload speed
• Ability to work in a virtual environment.
• Ability to efficiently make quality decisions with limited information
• Learning agility
• Strong customer focus
• Utilizing resources to maintain regulatory compliance

• Review, process, and make decisions regarding Life insurance applications using risk-assessment tools in accordance with underwriting procedures, guidelines, and legislative requirements
• Make quality decisions in a timely manner to assign proper underwriting risk classification
• Demonstrate thorough knowledge in handling complex Life underwriting cases with minimal supervision
• Communicate clearly and professionally with various internal and external contacts
• Serve as a technical resource for agency personnel
• Build a working knowledge of medical and non-medical risk factors and technical skills
• Perform risk selection within assigned retention limits/authority guidelines
• Build a working knowledge of Life/Health insurance products and compliance issues
• Manage special projects, as assigned
• Review underwriting processes and make recommendations for improvement
• Manage multiple computer applications while maintaining quality records in a fast-paced, collaborative team environment
• Mentor and train others
  Incumbency: This position will have a 12-month incumbency period (beginning on the effective date of the position) which must be met before the employee can post for any other State Farm position. The incumbency period does not affect the at-will relationship between State Farm and the employee and does not create an employment contract, nor contractual rights