Loan Accountant

at  AgCredit ACA

ABOUT AGCREDIT

We create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities.

KNOWLEDGE, SKILLS AND ABILITIES

• Two-year degree in Business or Ag Business OR high school graduate with three years of accounting related work experience.
• Working knowledge of and experience with general accounting functions, loan documents and legal documents.
• Ability to work independently and effectively with a diverse group of people under general supervision.
• Strong Communication skills with lending teams and admin personnel.
• Demonstrates attention to detail.
• Ability to communicate effectively both orally and in writing
• Use of discretionary judgment in making decisions and problem solving
• Working knowledge of general business machines, i.e. PC, Calculator, copier, fax, etc.
• Working experience with Microsoft Office products.
• Knowledge in the area of agriculture is beneficial.
• Knowledge of grammar, spelling, punctuation, and formats to recognize and correct correspondence and reports.Reliable transportation and the ability to travel to/from lending offices to provide extended in-person support, AgFirst Farm Credit Bank, other facilities and training courses. Some travel may be overnight.

Primary

• Responsible for all loan accounting functions including but not limited to booking loans to the loan system, maintaining member and loan data on the loan and member systems, receipt and disbursement processing, calculating loan payoffs, reviewing reports, processing daily transactions and working with lending team members to ensure the accuracy of member data.
• Assist all lending offices by working from a queue to complete loan accounting tasks in a timely and orderly manner, completing loans in order of priority.
• Primarily responsible for the lending office’s member and loan data integrity.
• Performs post-closing loan verification, the loan checklist/control sheet process and all other post-closing loan accounting and servicing functions.
• Coordinates the lending office’s loan scanning process and performs scanning if the office doesn’t have another person dedicated to scanning.
• Primarily responsible for the lending office’s cash management, GL accounting, accounts payable processing, and accounting related functions.
• Reviews and monitors loan system data, loan system reports, processes needed changes to member data, completes periodic reporting requirements and complies with other special information requests.
• Provides general clerical and administrative support to lending team members including answering phones and greeting members.
• Efficiently handles the position responsibilities to enhance the financial performance of the lending office and the Association.

Acts as a shared resource for other lending offices and backs up other Loan Accountants when needed. This could include working in another office if needed.
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Secondary

• Assists with the lending team’s loans maturing and past due loan processes.
• Ensure all borrower information including but not limited to, loan files, financial information and personal information is stored in a secure setting at the end of each workday.
• Build enduring customer relationships based on adding value, knowledge, information, and quality service.
• Actively promotes AgCredit’s corporate core values.
• Promotes harmony and teamwork within the office by maintaining a positive attitude towards members, prospects and team members.
• Completes training programs as organized and/or approved by AgCredit.
• Provides support services to the Residential Lending team as needed and assigned.

Other duties as assigned by the Lending Manager or Association management.
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