Loan Officer 1-2

at  Province of Nova Scotia

Department: Municipal Affairs and Housing
Location: HALIFAX
Type of Employment: Permanent
Union Status: NSGEU - NSPG
Closing Date: 12-Jul-24 (Applications are accepted until 11:59 PM Atlantic Time)

ABOUT US

The Department of Municipal Affairs and Housing is dedicated to working with municipalities to build healthy, vibrant, and safe communities throughout Nova Scotia. Municipal Affairs provides programs, grants, and funding opportunities for municipalities and community groups. The Department also provides services and guidance to municipalities in many areas including land use planning, budget planning and finance, infrastructure development, policy and program development.
The Department of Municipal Affairs and Housing is also responsible for ensuring the availability of safe, suitable, and affordable housing for all Nova Scotians. Our work involves making strategic investments, leveraging new funding, and building on critical partnerships to help further position ourselves to meet current and future housing challenges.

PRIMARY ACCOUNTABILITIES

• Assists in the regular, critical reviews of the loan portfolio using complex analytical methods to identify underlying issues and resolution of those issues; evaluates sensitive client requests to arrive at a recommendation and mitigate inherent risk.
• Ensures that loans are accurately processed and managed in the system according to policy, guidelines and legal documentation.
• Prepares financial reports, loan confirmations for clients’ external auditors, Direct Lending portfolio status reports, financial and compliance audits, and compliance reporting.
• Responsible for development of procedures in consultation with department staff as well as evaluating and/or training of changes in loan administration systems.

QUALIFICATIONS AND EXPERIENCE

You will have a Bachelors’ degree in a business-related field with three (3) years of related experience; an acceptable equivalent combination of education, training and experience will be considered.
As the successful candidate you are a critical thinker with an attention to detail, consistently ensuring program compliance. You are a decisive self-starter, with demonstrated well-developed analytical/problem-solving skills. You have the curiosity to question and understand established methods to find ways to improve processes. You are a problem solver with who can work independently, as a member of a team, and who values a diverse and inclusive workplace. The ability to prioritize competing requests while producing high quality results is vital.

In addition, you also posses the following:

• Demonstrated experience in mortgages and loan administration
• Ability to work with and maintain effective working relationships with internal program staff and external partners and clients, with tact, diplomacy and discretion when dealing with confidential and sensitive financial information.
• Excellent interpersonal and communication skills.
• Proficiency in Microsoft 365 products (Outlook, MS Teams, Excel, Word, PowerPoint)
• Demonstrated experience with government programs, policies and procedures along with working knowledge of Acts including Housing Supply and Services Act would be considered an asset.
• Knowledge of loan management systems - SAP, Integrated Case Management (ICM), others - are also assets for this position.

We will assess the above qualifications and competencies using one or more of the following tools: written examination, standardized tests, oral presentations, interview(s), and reference checks.

Please refer the Job description for details