Manager - Business Corporate Banking (Community Business)

at  Hong Leong Bank

REQUIREMENTS

• Bachelor Degree in Finance related study
• Certification in Business Credit
• Experience in banking with strong Credit and Marketing skillsets.
  About Hong Leong Bank
  We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.
  We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.
  Realise your full potential at Hong Leong Bank by applying now.
  Job ID JR0000017500

FUNCTIONAL (JOB RESPONSIBILITIES)

• Account Management: Manage all AR including WL/HR accounts within BC to ensure there is no overdue
• Borrowers’ Credit Evaluation: Credit evaluation of Watch List ("WL") and High Risk ("HR") accounts, identify area of concerns, recommend appropriate actions/strategies/ R&Rs to address the risk factors and conducting site-visit together with EAC when necessary.
• Asset Classification: Conduct assessment of trigger hits on judgmental/obligatory triggers to determine whether accounts should be downgraded to WL/HR.
• Leading respective BC in dealing with accounts with credit concerns e.g. managing customers,identifying area of concerns, vetting R&R Letter of Offer, follow-through on completion of any legal documentation and other queries raised by EACs, etc.
• Provide Early Alerts to EAC & CED via Pre-IL report and monitoring of daily PDBs, expired CAs > 12 Mths report, rating downgrade, adverse news on Borrower etc for early detection of any adverse signs or red flags indicating deterioration in existing account quality to prevent inflow into impairment.
• Reporting: Ensure data accuracy for all reports on WL /HR accounts. Update status for new inflows into WL/HR.

MANAGERIAL (TEAM/GROUP RESPONSIBILITIES)

• Working closely with team members and line managers in ironing out issues affecting the SME areas’ performance/objectives to meet the segment’s annual review datelines
• Providing guidance/support to team members with regards to knowledge sharing, strategy setting, policy/procedures, etc.
• Motivating and uplifting the team’s spirit/morale