Portfolio Underwriting Manager - Fintech / Financial Institutions

at  Vouch Insurance

ABOUT VOUCH:

Insurance… sounds slow, old-fashioned, and unexciting. Exactly. Insurance is broken, and it’s failing fast-moving, innovative startups.
Vouch is a new, technology-first insurance company backed with $160M in funding from world-class investors. Like Stripe for payments or Brex for credit cards, Vouch is creating the go-to business insurance for high-growth companies.
We’re doing this by making insurance fast, responsive, and focused on our high-growth and innovative customers. Instead of printed PDF applications and week-long waits, Vouch is building new technology to solve real problems, writing policies that actually cover relevant startup scenarios, and designing simple experiences in an otherwise frustrating industry.

ROLE RESPONSIBILITIES:

Vouch seeks a dynamic, goal-oriented, and creative Portfolio Underwriting Manager, a role requiring deep expertise in professional and/or management liability lines and a solid understanding of standard (P&C) coverages. Your key responsibilities will be to drive profitable growth within one or more of our innovation-focused insurance portfolios. As a dedicated professional team manager, you will play a key role in achieving specific growth targets and maintaining optimal loss ratio goals across various insurance products in a vertical.
In your capacity, reporting to Vouch’s Head of Underwriting, you will be tasked with delivering strategic and tactical portfolio management outcomes and underwriting complex accounts while consistently driving improvements in underwriting efficiency and effectiveness.
Are you eager to embark on your next adventure in the dynamic world of business insurance but don’t see the perfect opening? No worries! Submit your application, share more about your “ideal role” in our application questions, and we’ll review it for consideration. Our recruiting team is on the lookout for trailblazers, and with exciting roles launching in the months ahead, your dream job might be just around the corner. Join the excitement—your future at Vouch awaits!

JOB DUTIES:

• Lead and develop a team of professionals, fostering a culture of excellence and continuous improvement
• Develop and deliver an effective portfolio management framework for the Fintech vertical, providing actionable insights that continuously inform adjustments to underwriting strategy, appetite guides, guidelines, coverages, and pricing through careful monitoring of key portfolio signals and external developments in legislative, economic, and competitive landscapes
• Deliver target GWP and loss ratios for managed portfolios
• Underwrite complex accounts and ensure adherence to Vouch’s strategy, guidelines, and reinsurance considerations and refer accounts to the Head of Underwriting as required
• Collaborate closely with the sales and Insurance Product Development teams to understand customer needs and offer creative underwriting solutions that differentiate Vouch in the marketplace while delivering GWP and Loss Ratio targets
• Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes
• Deliver actionable underwriting decision-making and process-improvement proposals
• Share product and knowledge expertise through direct communication with clients, training and teaching opportunities, as well as external engagements