Post Closing QC Specialist

at  Union Home Mortgage Corp

The Post Closing Quality Control Specialist will analyze closed mortgage loans for compliance with investor, agency and regulatory requirements.
At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

EDUCATION & EXPERIENCE

2 years minimum mortgage-related quality control or equivalent mortgage operations experience
Must be proficient in appraisal requirements
Proven working knowledge of mortgage loan fraud detection and prevention policies and procedures
Ability to manage a pipeline of mortgage loan files
Demonstrate consistent attention to detail
Strong verbal & written communication skills
Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications
Experience with Encompass is desirable

SKILLS REQUIRED

Knowledge of investor and agency guidelines along with lender overlays
Excellent communication skills
High attention to detail
Global knowledge of the entire loan flow process
Familiar with mortgage documents and processes from start to finish
Proficient interpersonal and communicative skills
Personal organization
Adaptability and flexibility
Ability to multi-task and meet strict deadlines
Fosters teamwork
Comfortable using financial/quantitative data

Perform a post-closing loan analysis to ensure loan documents and the origination, underwriting and funding of loans were in accordance with company policies and procedures and state and federal regulations.
Complete the loan audit in a professional manner, using correct grammar, and ensuring that wording for all findings are clear and easy to understand.
Perform special audits in accordance with procedures.
Remain current with regulation changes from government and state agencies, as well as policy changes from Agencies, Investors and company Policies and Procedures (Conventional, FHA, VA and USDA).
Maintain knowledge of all compliance guidelines.
Review and address rebuttal responses.
Perform special audits in accordance with procedures.
Maintain knowledge of all underwriting guidelines.
Working knowledge of Word and Excel.
Meet daily file review quota as set Team Leader.
Perform other duties as required or assigned.