Risk Analyst - Residual Value Risk - Portfolio Management & Control

at  Santander Consumer Bank Nordics

Santander Nordics has outlined leasing and residual value risk as a strategic area that will be strengthened going forward. As the team responsible for managing and controlling residual value risk, we are looking for a Risk Analyst to enhance our capabilities in the Portfolio Management & Control (PM&C) area with a primary focus on Residual Value Risk on a Nordic level.
As Residual Value Risk Analyst you will be responsible for managing and controlling the residual value risk of the portfolios in the four different markets, providing insights and information to relevant stakeholders and governing bodies, both in the Nordics as well as towards our Headquarters in Madrid. You will perform data analysis based on both quantitative and qualitative data and prepare material that is used to inform top management for enabling decision making. You will work with the extraction, consolidation and reporting of data mainly related to collateral and residual value risk.
In this role, you will get familiar with our data, from the most granular level to high-level aggregations in management reports. You will be identifying, investigating, and further elaborating on the drivers behind the data in cooperation with other analysts in the team. You will also pack the insights in high-quality reports to be presented to our internal customers to recommend actions ensuring we maintain the risk levels in line with Santander’s risk appetite.
You will also have a leading role from a data point of view to support the development of a new data warehouse, the visualization and automation of relevant reports and the development of certain tools related to RV risk. You will also contribute to develop, implement, and optimize relevant frameworks, policy and procedures across our four markets, ensuring the governance is in place and followed. You will also take part to the annual review of policies and procedures that relate to Auto Retail Risk.

Please refer the Job description for details