Risk, Credit Risk - Corporate Loans & Derivatives, Vice President, Frankfurt

at  Goldman Sachs

RISK

Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology is critical for success.

EXPERIENCE & QUALIFICATIONS

• Minimum of 5 years of credit risk management experience, with a background in corporate credit risk
• Significant experience in investment banking products including loan products and derivatives
• Demonstrable track record of independent decision making and the ability to steer client and business negotiations
• Strong familiarity with regulatory rating requirements and application of such guidance
• Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required
• Must be able to lead and motivate engaged and diverse deal team, providing guidance to and supervision of junior members of the team
• Must be able to communicate at the most senior levels

• Assess the credit and financial strength of the firm’s corporate borrowers and counterparts by performing fundamental credit analysis using both quantitative and qualitative factor
• Review lending and underwriting transactions, determine risk appetite and regulatory ratings, having developed an independent view of cash flow projections and of key documentation protection
• Perform sector analysis regularly in order to assess portfolio concentrations or trend.
• Coordinate with Investment Banking/Financing group, Sales & Trading, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits and risk mitigants to protect against a counterpart default and minimize potential losses
• Analyse the risks inherent in the products GS transacts, including lending, trading and derivative products
• Develop and manage relationships with other areas of the firm, including Global Banking & Markets, Asset & Wealth Management, Controllers, Treasury, Legal, Compliance and Technology