Risk Engineer AAR/Asset Risk Underwriter

at  Sanlam

WHO ARE WE?

Santam is the market leader in the general insurance industry in Southern Africa. We are a large, diversified, expanding and transforming company and whilst based in South Africa, we are rapidly moving into a number of emerging markets, both in Africa and Asia. Our success is rooted in our passion for our clients and everything we do is centred on our delivery of Insurance Good and Proper.

QUALIFICATION AND EXPERIENCE

• Matric
• Engineering qualification at least on an NQF level 6
• FPA Fire engineering Courses
• Santam RIA Modules
• Advanced knowledge of all relevant SANS and firefighting codes / standards and ability to work with all relevant SANS and firefighting codes/standards and provide guidance
• Minimum 3 years risk surveying and or engineering experience
• Computer literate (MS Word, Excel and PowerPoint – intermediated proficiency levels)

Knowledge and Skills

• Working knowledge of the CRM systems
• Communication and understanding of Basic & Advanced fire hazards, firefighting, risk identification etc.
• In-depth knowledge of Santam Commercial product and working knowledge of our Assets All Risk product
• Ability to cope with conflicting demands and to prioritize tasks
• Appreciation of surveying and underwriting principles
• Numerical skills
• Information seeking i.e. likes to get to the bottom of things
• Commercial and profit driven
• Execution and deadline oriented
• Good communication skills (verbal and written)
• Keen attention to detail
• Teamwork and cooperation

WHAT WILL YOU DO?

Prive has a position available for an Assets Risk Underwriter/Risk Engineer to be based at our Sandton Office.
The position will have full accountability for the underwriting of all very large Commercial Property policies with exposures greater than R600m at every stage of the policy lifecycle i.e. from quote stage to amendments to renewal of these policies and will therefore require a certain level of discretion to be considered and applied. The incumbent will be expected to know these policies intimately and be able to discuss details directly with brokers, giving advice where required and suggesting solutions.

WHAT WILL MAKE YOU SUCCESSFUL IN THIS ROLE?

• Identify hazards and risk exposures at the premises and to advise of risk improvement requirements
• Review survey reports provided from internal and external stakeholders to assess the risk and to provide risk reduction requirements or alternative risk management measures for the risk.
• Review surveys & QA of completed survey reports
• Assist Underwriters in risk selection and retention by providing loss control expertise
• Evaluate fire plans, rational designs and other technical documents.
• Technical support to underwriters and technical managers
• Read and Interpret the survey report requirements and prepare RRR letters for brokers.
• Discuss renewals with internal commercial underwriters, brokers and technical managers for these policies and have intimate understanding of these policies so that you can have an informed discussion with brokers, Technical Managers and Commercial Property Specialist where necessary
• Perform underwriting reviews (new business, amendments, multi claimants and renewals)
• Conducting desktop assessment according to retention class and exposure
• Engage fire engineers, local fire authority and various stakeholders