Senior Analyst, AML Risk Assessment

at  TD Bank

JOB REQUIREMENTS :

• Undergraduate degree or progressive work experience (5+ years relevant experience).
• ACAMS certification is considered an asset.
• Work experience in a second line compliance / risk management function is considered an asset.
• An understanding of ML-TF, ABAC, and Sanctions risk assessment (customer, product, geography, delivery channels) best practices is considered an asset.
• Understanding of global best practices and global AML-TF, ABAC, and Sanctions regimes and emerging trends.
• Working experience with relational database concepts (SQL programming).
• Knowledge of and experience with MS Access and databases.
• Proficiency with MS Office (e.g., Excel, PowerPoint, TEAMs, and Word).
• Strong analytical and organizational skills; ability to organize and bring to order data and information, drawing conclusions and making appropriate recommendations.
• Strong communication skills with the ability to synthesize information, distill and communicate complex information (written and oral), adapting to the needs of the audience (including executives and stakeholders) draft reports, procedures, presentations, and business correspondence, as well as present information and respond to questions/requests for information from peers, senior management, and business groups within and across GAML.
• Good interpersonal skills and ability to work in a cross-functional team environment to assist with the interaction of risk assessment stakeholders for the execution of the TDBG’s overall ML-TF, ABAC, and Sanctions risk assessment program.
• Flexible with the ability to adapt to change and take initiative to complete job requirements while balancing competing workload requirements.
• Strong process improvement and development skills to automate and refine manual processes.
• Ability to work independently, apply critical thinking, and to exercise sound judgement in making decisions and escalating, as appropriate.
• Ability to work in a fast-paced, deadline focused environment and manage deadlines while multi-tasking between different projects.
• Ability to challenge and influence others’ actions and decisions without express authority.
• Ability to handle confidential information with discretion.
• Excellent attention to detail.
• Ability to identify and recommend process improvements and/or automation opportunities to enhance the productivity and operational efficiency of the team.
• Organized, self starter with a high degree of personal initiative and integrity.
• Project management, interpersonal, and problem-solving skills with a proven ability to develop, coordinate, and implement projects plans and activities to completion.

ROLES AND RESPONSIBILITIES:

• Support management with End User Computing (EUCs) Access databases and Excel-based tool used to drive GAML Risk Assessments, including: development and ongoing administration and maintenance of the tools (e.g. reconfiguration, access management, problem resolution); technical testing; documentation of procedures or manuals; creating and delivering training to support change management activities. Manage the relationship with relevant teams to ensure technology compliance of databases developed to TD EUC, regulatory, and Internal Audit requirements.
• Document requirements for ML-TF, ABAC, and Sanctions risk assessment tools and tool strategy, as assigned.
• Interact routinely with GAML teams/ areas, and Risk Assessment management and staff, in the evaluation, development, deployment, and support of the ML-TF, ABAC, and Sanctions risk assessment processes.
• Share standardized requirements and format to the Advisory teams for business-generated data and support the collection and distribution of centralized data. Support data strategies to produce results based on consistent, reproducible data with clear data lineage.
• Supports the quality assurance (QA) and quality control (QC) within the Risk Assessment team as well as QA and QC completed for the Risk Assessment cycle. This can include running analytic-based QC checks on submitted data.
• Support GAML Risk Assessment team in reporting responsibilities, including development of reports, data extraction, transformation, and analysis, as well as maintain shared repositories of supporting documentation.
• Support the Manager, GAML Risk Assessment, to ensure the enterprise-wide ML-TF, ABAC, and Sanctions risk assessment program is effective, consistently deployed and maintained, and understand risk identification, risk analysis and risk mitigation according to the regulatory requirements and best business practices.
• Work with the GAML Risk Assessment team to refine processes and active involvement in the recalibration process.
• Monitor ML-TF, ABAC, and Sanctions industry developments and maintain knowledge of new and amended ML-TF, ABAC, and Sanctions laws and regulations pertaining to risk assessments.
• Escalate issues/challenges by the GAML Risk Assessment staff, GAML Teams, Global Sanctions & ABAC Centre of Excellence and respective staff and reports them in a timely manner to management.