Senior Credit Analyst
at Boardroom Appointments
Sandton, Gauteng, South Africa -
Start Date | Expiry Date | Salary | Posted On | Experience | Skills | Telecommute | Sponsor Visa |
---|---|---|---|---|---|---|---|
Immediate | 14 Jun, 2024 | Not Specified | 14 Mar, 2024 | 6 year(s) or above | Risk Analysis,Economics,Finance | No | No |
Required Visa Status:
Citizen | GC |
US Citizen | Student Visa |
H1B | CPT |
OPT | H4 Spouse of H1B |
GC Green Card |
Employment Type:
Full Time | Part Time |
Permanent | Independent - 1099 |
Contract – W2 | C2H Independent |
C2H W2 | Contract – Corp 2 Corp |
Contract to Hire – Corp 2 Corp |
Description:
MINIMUM REQUIREMENTS:
- Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA
- Ability to query, interpret, and present complex data clearly to support decision-making processes.
- Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycle
- Proven experience of successfully managing a team of credit analysts.
- Detail-oriented and able to work independently
Responsibilities:
- Manage lending limits
- Conduct credit reviews and credit approvals
- Manage the customer database and provide input regarding limits, ratings, Loss Given Default (LGD)
- Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
- Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
- Keep portfolio current by reviewing at least once in a 12-month period
- Identify transaction specific risks including credit, taxation, accounting and legal
- Document findings and report to the credit committee
- Act as a bridge between risk and business on contentious issues
- Remain objective and present both arguments and pros and cons
- Forecast and analyse financials and collate and model data (where required)
- Participate in meetings with senior stakeholders
- Project management i.e. track progress, manage expectations and ensure stakeholders requirements are delivered
REQUIREMENT SUMMARY
Min:6.0Max:11.0 year(s)
Financial Services
Accounts / Finance / Tax / CS / Audit
Finance
Graduate
Finance economics or related field or ca (sa or cfa
Proficient
1
Sandton, Gauteng, South Africa