Senior Credit Analyst

at  Cargill

Want to build a stronger, more sustainable future and cultivate your career? Join Cargill’s global team of 160,000 employees who use new technologies, dynamic insights and over 157 years of experience to connect farmers with markets, customers with ingredients, and people and animals with the food they need to thrive.
Location
Location
Role is based in EMEA (preferred UK, Turkey or, Netherlands) but other European Cargill locations will be considered subject to approval Job Purpose and Impact
The Credit Analyst handles the largest and most complex accounts for the accounts for the CASCNA-Cotton global portfolio and is charged with maximizing opportunity while controlling risk using experience and risk adjusted return calculations. In this role, you will look for solutions, establish relationships to be able to guide decisions within the company values and expectations and be able to mitigate risks while at the same time embrace opportunity. Key Accountabilities
Performs the most complex credit risk work activities, independently managing customer portfolios with the highest customer risk by using advance knowledge, approving limits of the highest relative value and identifies issues and assists with investigations of credit exposures, accounts receivable. Identifies and analyzes potential sources of loss to minimize risk and estimate the potential financial consequences of a loss. Prepare and support other analysts in the preparation and distribution of defined reports showing account performance. Connects all business stakeholders in order to present a company voice to the client and drives the business approach to managing client risk. Communicates issues in an independent and timely manner with appropriate internal and external partners and is the key point of contact for the business. Independently conducts credit related analysis and risk-v-reward interpretation requiring a deep understanding of Credit and Accounts Receivable risk mitigation practices and procedures Including in the use of Letter of Credits or other collateral arrangements). Also performs industry analysis and analyzes the impact on the portfolio. Independently handle complex issues with minimal supervision, while escalating only the most complex issues to appropriate staff. Other duties as assigned Qualifications
Minimum Qualifications Bachelor’s degree in a related field or equivalent experience Ability to work in a global, matrixed company. Experience managing a customer portfolio with a high risk tolerance. Minimum Confirmed related work experience Other minimum qualifications may apply
Preferred Qualifications
Master’s degree or other post-secondary degree
Credit, market risk or finance experience
Knowledge and familiarity with global commodity trading as well as commercial pro-cesses and traded and derivative products including futures, options and swaps and execution and clearing on global markets.
Expertise in commodity markets products, structured financial derivatives, and re-lated legal documentation (ISDA, CSA, etc.).
Experience leading complex trade structuring projects in a decision-making capacity.
Familiarity with global physical commodity merchandising and experience and miti-gating associated credit/counterparty risk.
Strong customer focus with experience in building strong customer relationships and delivering customer centric credit solutions. #LI-VB2
Our Offer
We provide a fast paced stimulating international environment, which will stretch your abilities and channel your talents. We also offer competitive salary and benefits combined with outstanding career development opportunities in one of the largest and most solid private companies in the world.
Interested? Then make sure to send us your CV and cover letter in English today:
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Please refer the Job description for details