Senior Credit Decisioning Analyst

at  Yorkshire Building Society

SENIOR CREDIT DECISIONING ANALYST

We are looking for a Senior Credit Decisioning Analyst to work at the forefront of mortgage change at YBS, working on high profile transformational projects and changes and ensuring these are delivered into our mortgage decision engine.

ABOUT YOU

• Previous experience working in a decisioning background and maintaining a decisioning system
• Highly numerate with excellent analytical skills
• Experience using computer-based languages e.g. Lua, Python or SAS
• Experience in system testing, including building test plans
• Continuous improvement mindset and always looking for ways we can improve our processes.
• Excellent communication skills with an ability to present findings and influence at a senior level

ABOUT US

At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.

In this role you will be designing, developing and testing changes to the Retail Mortgage Decisioning Engine for BAU and Projects using the system coding language, ensuring development of changes are optimal, align to our standards, and are maintainable by current and future colleagues.
You’ll work with stakeholders across the business to define business change requirements, providing challenge when necessary, and supporting with prioritisation, communication and training.
You will be responsible for testing of all Decisioning System changes, ensuring a high standard of test practices are implemented and adhered to, and managing incidents, including identification, investigation and data analysis to determine the root cause, and developing and delivering required fixes.
There will also be the coaching and developing of Credit Decisioning Analysts and providing them with appropriate oversight and challenge.