Senior Credit Policy Manager, Mortgages

at  ING Group

Senior Credit Policy Manager, Mortgages
Each day, millions of customers in over 40 countries use ING’s banking products and services. You’ll be contributing to their customer experience. You’ll be shaping the way they bank and empowering them to stay a step ahead in life and business. Are you ready to make a real impact on people’s lives?
As a Senior Credit Policy Manager, you will be an integral member of our Profitability, Pricing & Credit Chapter within the Mortgages Tribe. Your role involves developing and delivering credit policy transformations to support the growth of our mortgages business at ING.

ABOUT US

At ING, we want to make life simpler and more worthwhile - for everyone who banks with us, for the people who work with us, and the community at large, too.
When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive - it’s the kind of place where you can be yourself and make the most of whatever you have to offer.
We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.
We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.
Sound like the kind of place you’d feel at home? We’d love to hear from you.
(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)

• Develop and execute a robust Credit & Pricing strategy that defines strategic segments, optimizes risk-reward trade-offs, and enhances commercial returns through policy and pricing decisions
• Spearhead credit transformation initiatives, ensuring alignment with business objectives and regulatory compliance
• Manage first-line credit risk, evaluating creditworthiness, setting risk parameters, and maintaining portfolio quality
• Take the lead in pricing and profitability management for our mortgages portfolio, balancing competitive rates with sustainable returns