Senior Financial Analyst-Corporate Treasury

at  First Horizon Bank

SUMMARY

As a Financial Analyst on the Corporate Treasury team, you will primarily be responsible for supporting the “Bankers Sales Environment” (BSE), the enterprise loan and deposit pricing and relationship profitability tool for FHN, while gaining exposure to other areas of the Corporate Treasury department including asset/liability management, liquidity and balance sheet management, and capital planning.

REQUIREMENTS

• Bachelor’s degree (Finance, Accounting, or related field)
• 3+ years of experience in banking or related industry (Finance/Treasury, Risk, Product or Pricing teams preferred)
• Experience working with pricing / profitability concepts such as RAROC and funds transfer pricing highly desirable
• Organized self-starter with the ability to think and work independently and creatively
• Results driven and detail-oriented with demonstrated ability to prioritize and execute responsibilities
• Ability to anticipate questions, resolve issues, and develop analysis / summary materials independently with limited direction
• Excellent interpersonal, verbal, and written communication skills
• Proficient with Microsoft Office Suite (Excel, Word, PowerPoint); experience with Oracle Essbase, SQL, Cognos, and VBA preferred

ABOUT US

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

• Day-to-day support of the Bank’s risk-adjusted return on capital (RAROC) pricing model within the BSE tool, and provides support for the daily management and maintenance of the BSE tool as needed
• Analyzes model inputs, assumptions, methodologies, and results to assess model soundness
• Helps collaborate with cross-functional stakeholders to buildout, document and implement new methodology or inputs and updates that flow through the RAROC pricing model
• Develops sound understanding of the data and analytics, concepts, methodologies, and key assumptions used within the BSE tool and be able to explain its impacts to bankers and others across the organization as needed
• Provides support for bankers to evaluate pricing and profitability strategies for commercial clients and swiftly help guide informed pricing decisions that achieve profitability targets
• Maintains supporting documentation and partners with model validation to ensure model governance processes and procedures are appropriate, executed, and follow Company and regulatory guidelines
• Assists in buildout of training materials and conducts periodic training sessions for commercial bankers to improve model usage and provide periodic updates on pricing and profitability guidance and modeling best practices
• Gathers loan production analytics and market intelligence data to continually optimize pricing strategy by product and business line and drive continuous improvements in loan spreads and profitability
• Help monitor BSE Support mailbox and provide timely responses to bankers
• Assist other teams in the Corporate Treasury department on asset/liability management, liquidity and funds management, capital planning and stress testing activities, and other ad-hoc assignments as required