Senior Lead Credit Risk & Approval Officer

at  Wells Fargo

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Required Qualifications:

• 7+ years of Credit Risk & Approval experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• 10+ years of lending experience
• A BS/BA degree or higher in accounting, finance, or economics
• Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
• Excellent verbal, written, and interpersonal communication skills
• Strong credit analysis skills
• Strong middle market, commercial, or corporate credit analysis/structuring skills
• Ability to effectively partner and influence at the executive leve

Wells Fargo is seeking a Senior Lead Credit Risk & Approval Officer to join our team in Singapore. The Senior Lead Credit Risk & Approval Officer position will be aligned to the FIG Banks & Country Risk in the Corporate & Investment Banking Group (CIB) within Wholesale Banking. CIB is a diverse set of primarily industry-focused businesses that provide integrated financial solutions to corporate, investment grade, non-investment grade, public and private customers. E&P is dedicated to serving customers in the downstream, midstream, upstream, service & supply, merchant power, renewables and utilities sectors.

In this role, you will:

• Serve as a key member of the team providing oversight and management of credit risk & support the objectives and goals of the group while maintaining prudent credit underwriting standards and sound overall portfolio quality.
• Maintain appropriate credit quality and portfolio health by providing informed and thoughtful credit risk guidance, recommendations and approvals, engaging in regular portfolio evaluations and deteriorating/problem credit reviews and by escalating matters when appropriate.
• Develop and maintain a solid understanding of bank credit policy, regulatory standards and guidance and risk rating determination and provide leadership and guidance on these matters to CIB teams and partners.
• Develop and maintain appropriates industry and sector knowledge.
• Engage product and subject matter experts and other institutional resources as needed to make informed decisions and recommendations.
• Review pipeline activity regularly with CIB teams and assist in the management of deadline awareness in order manage coverage team and client expectations.
• Be willing to join in a reasonable level of direct client and prospect engagement.
• Provide thoughtful leadership and guidance to teams around necessary diligence and analytical focus, particularly in M&A situations and on complex deals.

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Required Qualifications:

• 7+ years of Credit Risk & Approval experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 10+ years of lending experience
• A BS/BA degree or higher in accounting, finance, or economics
• Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
• Excellent verbal, written, and interpersonal communication skills
• Strong credit analysis skills
• Strong middle market, commercial, or corporate credit analysis/structuring skills
• Ability to effectively partner and influence at the executive level