Senior Loan Officer

at  First Federal Bank

Essential Functions

• Interviews residential mortgage loan applicants.
• Requests specified information for loan application.
• Notifies applicant of loan decision.
• Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan.
• Informs prospective borrowers of loan commitments.
• Reviews developing laws and regulations as they apply to installment loan security agreements.
• Assists collection officer with delinquent account files for the financial institution.
• Responsible for quality loan growth.
• Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
• Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications

• High school diploma or equivalent required. 4-year degree preferred, but not required.
• Minimum 6 years’ experience originating mortgage loans.

• Strong understanding and knowledge of financial institution and products and services.

• Excellent cross- selling, organizational, and communication skills.

• Able to communicate effectively with borrowers, builders and realtors.

• Ability to deal with time constraints and strong attention to detail.
• Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

• Interviews residential mortgage loan applicants.
• Requests specified information for loan application.
• Notifies applicant of loan decision.
• Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan.
• Informs prospective borrowers of loan commitments.
• Reviews developing laws and regulations as they apply to installment loan security agreements.
• Assists collection officer with delinquent account files for the financial institution.
• Responsible for quality loan growth.
• Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
• Provides the best service to our customers with innovative and creative solutions