Senior Manager, Insider Risk, AML Investigations

at  TD Bank

Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Anti Money Laundering
Pay Details:
We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
Job Description:
Department Overview:
Global Anti-Money Laundering at TD
Pick up a newspaper, turn on the TV or stream a video and the topic of money crime is everywhere, because it is a threat across the world.
Do you believe the best defense is a good offence? At TD, we’re committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activities. Our dedication is upheld and deployed through key team functions – Policy, Testing, Advisory, High Risk Investigations, and Financial Intelligence Unit – that together build our Global Anti-Money Laundering (GAML) Program and professional community.
Ready to join us? We have a new opportunity to grow your career in AML.
High Risk Investigation (HRI) Unit conducts investigation of complex cases to determine potential suspicious activities which includes insider risk. In addition, the HRI manages the daily activities, design and implement controls for risk mitigation related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions and Anti-Bribery/Anti-Corruption.
Job Description:
The Senior Manager, Insider Risk, AML Investigations reports to the Associate Vice President, Head of Canada Enhanced Due Diligence and High Risk Investigations. The Senior Manager, AML Insider Risk Investigations supports the AVP with the management and oversight of the AML Insider Risk Investigation portfolio.
The Senior Manager, Insider Risk, AML Investigations is responsible for support, management, and strategic design of the Insider Risk, AML Investigations Program while partnering with stakeholders, working with people managers and investigators to ensure the controls are designed and operating effectively to mitigate the insider risk. Additionally, the role will involve ensuring Insider Risk, AML Investigations Program is operating at peak staffing performance and efficiency while promoting a culture of compliance.
In this role you will oversee a large and significant multi-faceted AML operational function. You’ll have overall accountability for providing strategic direction and guidance on a broad and diverse range of complex AML operational activities/analysis and/or specialized project support or services within enterprise AML Operations.

As a Senior Manager, AML Operations, you will:

• Oversee and lead a team of specialized Insider Risk, AML Investigators in the analysis and investigation of insider risk investigations.
• Provide oversight and ensure investigations are risk assessed, reviewed, and assigned on a risk based prioritization approach while ensuring stakeholders are notified in a timely manner.
• Maintain effective relationships and coordinate with stakeholders impacted during investigation including internal stakeholders (e.g Human Resources, Corporate Security, Business Lines, Protect Platform etc.) and law enforcement.
• Provide oversight of investigations including transaction monitoring, enhanced due diligence, politically exposed persons as it relates to insider risk.
• Oversee the regulatory reporting of investigations in a timely manner while adhering to regulatory requirements and Bank’s internal controls and processes.
• Conduct reviews, quality control/ quality assurance of investigations, recommendations to exit/termination as well as other risk mitigation.
• Identification of root causes and learnings from investigation for feedback to impacted stakeholders for remediation of controls.
• Design and implement periodic and ongoing reporting and communication for status of investigation including ensuring matters are escalated to Associate Vice President, Head of Canada Enhanced Due Diligence and High Risk Investigations.
• Provide oversight and guidance including coaching and identification of development.
• Act as the highest point of critical issue resolution and provide direction to resolve.
• Participate in initiatives and/or special projects; long-term (1-2 years) time focus.
• Oversee research, development and implementation of new processes, technologies or operating models.
• Work autonomously as the leader of the team and develop group policies procedures in coordination with leadership team.
• Participate in responding to periodic exams/audits and various regulatory bodies.
• Liaison and maintain effective relationship with stakeholders including working closely with key business leaders to develop business plans; manage budgets as required.
• Coordinate group technology support, including vendor research databases.
• Monitor performance of AML Sanctions/ABAC systems; communicate feedback to management.
• Act as a brand ambassador for your business area/function and TD, both internally and externally.
• Keep abreast and maintain strong understanding and knowledge of regulatory requirements and changes, emerging risk and trends for application during investigation.

Job Requirements:

What can you bring to TD? Tell us about your most relevant experience, credentials, and knowledge for this role, as well as these requirements and desired attributes:

• Undergraduate degree preferred and AML designations (e.g CAMS, CFCS, CFE)
• Ten (10) or more years of AML experience with focus on AML investigations including insider risk, high risk and complex investigations.
• Experience and advanced knowledge of Canadian AML legislation and AML requirements.
• Knowledge of current and emerging trends
• Skill in leading budgets and resource allocation
• Skill in using computer applications including MS Office
• Skill in mentoring, coaching, performance management
• Ability to exercise sound judgment in making decisions.
• Ability to collaborate and build positive relationships.
• Ability to handle confidential information with discretion
• Ability to communicate well in writing and speaking

Who We Are:
TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.
Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement:
Ce poste n’exige pas la maîtrise d’une langue autre que le français./ This position does not require proficiency in a language other than French.

• Undergraduate degree preferred and AML designations (e.g CAMS, CFCS, CFE)
• Ten (10) or more years of AML experience with focus on AML investigations including insider risk, high risk and complex investigations.
• Experience and advanced knowledge of Canadian AML legislation and AML requirements.
• Knowledge of current and emerging trends
• Skill in leading budgets and resource allocation
• Skill in using computer applications including MS Office
• Skill in mentoring, coaching, performance management
• Ability to exercise sound judgment in making decisions.
• Ability to collaborate and build positive relationships.
• Ability to handle confidential information with discretion
• Ability to communicate well in writing and speakin