Senior Small Business Underwriter

at  Wells Fargo

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Required Qualifications:

• 4+ years of Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• Demonstrate strong analytical and problem-solving skills to make business decisions with attention to detail.
• Analyzes financial documents and credit information for small businesses or high net worth customer loan packages according to business unit standards to identify debt service ratio, leverage ratio, and overall cashflow
• Compile, analyze, and document the loan data and credit risk, borrower and business information and coordinate activity in support of credit approval process.
• Ability to work in a fast-paced production driven environment
• Phone experience aligned to direct communications with internal and external customers.
• A BS/BA degree or higher in accounting, finance, or economic

Wells Fargo is seeking a Senior Small Business Underwriter in Small Business Operations. Learn more about our career areas and lines of business at wellsfargojobs.com

In this role, you will:

• Participate in and review moderately complex consumer requests and products within Small Business Underwriting and contribute to document completion, and reporting related to Credit and Loan Administration
• Provide quality oversight and mitigate collateral and program risk for borrowers and company
• Review and analyze complex consumer requests, related to decisions, products and process
• Gather all supporting documentation and review information to make appropriate decisions, and approve requests within decision authority levels
• Ensure products meet company and industry guidelines, assist with calculations and preparation of reports for review
• Resolve complex customer and risk issues, and work with team to meet Small Business Underwriting deliverables while leveraging solid understanding of small business, collateral, program risk and compliance requirements
• Collaborate and consult with peers, managers, internal and external business partners to resolve complex consumer requests, system and policy issues and achieve small business goals
• Mentor less experienced staff

Required Qualifications:

• 4+ years of Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Demonstrate strong analytical and problem-solving skills to make business decisions with attention to detail.
• Analyzes financial documents and credit information for small businesses or high net worth customer loan packages according to business unit standards to identify debt service ratio, leverage ratio, and overall cashflow
• Compile, analyze, and document the loan data and credit risk, borrower and business information and coordinate activity in support of credit approval process.
• Ability to work in a fast-paced production driven environment
• Phone experience aligned to direct communications with internal and external customers.
• A BS/BA degree or higher in accounting, finance, or economics

Position Expectations:

• Obtain delegation of credit authority within 60 days of start
• Training 8:30am - 5pm MST. Length of time is TBD. Training method could include remote, virtual, in office, and/or shadowing.
• Hybrid schedule 8:30am - 5pm MST

Posting Locations:

• 11601 N Black Canyon Hwy Phoenix, AZ
• 2800 S Price Rd Chandler, AZ