Underwriter - Specialist Lending - FTC

at  Shawbrook Bank

Customer Service & Experience
London, Brentwood, Peterborough, Birmingham, Glasgow or Manchester, England, GB
Posted on February 14, 2024

• To work as a member of the Underwriting Teams in order to deliver the origination levels required by the Division
• The role specialises in larger, complex transactions (£1.25m+) and requires extensive interaction with key stakeholders including Group Risk, Head of Underwriting, National Sales Manager and members of both Complex Deal Forum and Credit Approval Committee
• Responsibilities include the writing of detailed credit papers for submission to Group.
• To deliver favorable customer outcomes in terms of credit assessment and customer experience
• To analyse and understand credit risks being presented and ensure both Asset Class Policies and Lending Policies are understood and respected across First and Second Lines of Defense
• To embed both the Bank and Division’s Risk Management Framework within all activities within the underwriting teams
• The role holder will be required to exercise a delegated lending authority initially of up to £1.25m and participate in ad hoc projects as required
• Accountability for all individually assigned cases and mentoring/advising less experienced underwriter colleagues in reviewing and assessing their respective pipelines
• To act as a subject matter expert for Credit Risk within the Underwriting and Completions teams, engaging with all stakeholders to support the achievement of applicable objectives.
• To communicate and escalate potential issues/risks in a prompt and effective manner.
• To report all issues of regulatory concern to the Senior Manager and/or Head of Underwriting, and/or the, Director, Real Estate Underwriting and Completions, or the Bank Legal and Compliance Departments.
• Ensure complete data integrity and adherence to process.